Worldwide Single Trip Insurance
If your holiday or business destination is outside of Europe, you will require a worldwide single trip insurance policy. Trips to Asia or North America have special risk factors and are assessed differently by the insuring company.
Trips to Asia
When traveling to some Asian countries such as Vietnam or Thailand, be sure to purchase single trip insurance. If you become ill or injured, you may wait days for medical treatment if you do not carry medical cover through single trip insurance.
Always prepare for your international trips by researching the country you’ll be visiting. You can research online quickly and easily and get the lay of the land. You don’t have to prepare for every eventuality but be sure to cover yourself adequately. If you have no pre-existing medical condition or special circumstances, a basic worldwide single trip insurance policy will suffice.
Trips to the United States
If your holiday or business trip is to the U.S.A., be sure that your worldwide single trip insurance includes adequate medical cover. The United States has some of the highest medical costs in the world. The good news is that they also have some of the best medical care. You may want to include a higher medical and personal liability cover when traveling there.
An online comparison service will provide you with rates from various insurance companies and list them from lowest to highest. Choose the most affordable rate for your circumstances. The cheapest rate will not always be the best rate. Compare the excesses and exclusions to determine the best policy.
You can also purchase worldwide single trip insurance from your travel agent, however, be prepared to pay higher rates with this service.
Before embarking on your trip abroad, ensure that you are carrying appropriate single trip insurance with comprehensive cover for any circumstance.