Single trip insurance

The cold weather is rolling in and the snow is covering the mountain slopes with a deep, soft base. Many people retreat indoors when the season changes to winter. Others are preparing to hit the slopes by preparing their equipment and planning their skiing holiday. In all that preparation they may be forgetting one very important component of their trip and that is winter sports single trip insurance.

Whether you’re slaloming down the Swiss Alps, snowboarding in Whistler, Canada, or heli-skiing in Aspen, you want to be sure that you have sufficient single trip insurance cover. You can purchase an online plan for Europe or worldwide with a winter sports option to cover for accident or illness as well as other contingencies.

The winter sports option will add a moderate cost to your basic single trip insurance policy. It is well worth the investment if you find yourself injured in a far off hospital being delayed medical treatment because you don’t have medical cover. If you are traveling to the United States to participate in winter sports, you may want to increase your medical cover as the costs for treatment can be prohibitive.

If you are an advanced skiing participant you may want to look into a full travel annual multi-trip policy to cover you in Europe or worldwide. These plans cover for more high risk activities such as off-piste skiing, piste rescue, and piste closure.

Be sure your policy includes covering your own or hired equipment. Pay attention to the excesses and exclusions to receive the best plan for your circumstances.

If you are participating in other winter sports such as ice skating, tobogganing, or snowmobiling, ensure that there are no limitations in your policy. Winter sports are extremely enjoyable but they come with risks. Limit your risk with winter sports single trip insurance and enjoy your holiday.