Single trip insurance

If you plan on participating in any water sports while on holiday, you’ll want to make sure you are covered by purchasing a water sports single trip insurance policy. A basic single trip plan does not likely cover you for riskier sports activities. If something unfortunate does occur, you don’t want to find yourself scrambling to rectify it.

Medical costs are rising worldwide so you don’t want to be stuck with a 50,000 pound medical bill because you chose not to purchase adequate cover. Make sure you disclose all activities to your insurance company to avoid any problems.

What to Watch For

Read the small print of your water sports single trip policy as there can be limitations on certain activities. For example, some plans only cover scuba diving to a depth of 30 m. If you are an experienced scuba diver and you plan on doing some undersea exploring, you may be advised to purchase extra cover.

Make sure your destination is covered along with your water sports activities. If you are planning a kayaking holiday, a coastal kayaking trip is classified as riskier than inland trips. Again, you’ll want to disclose this to your insurer to ensure proper coverage.

In some Asian countries it will be difficult to receive proper medical care without proper single trip insurance. There have been horror stories where people waited for days to receive treatment. Don’t let this happen to you, get covered.

If you are taking your own equipment, purchase a water sports single trip policy that covers it. Some policies have varying levels of cover based on the assessed risk of the activity.

Whether you are snorkeling, white-water rafting, or jet skiing always purchase adequate water sports single trip insurance cover. Even if you have multi-trip insurance it may not cover water sports activities. You can purchase your policy online for considerable savings. Be safe and enjoy your holiday.