Single trip insurance

Travel Agent Single Trip Insurance

If you are booking your holiday with a travel agent they likely informed you that it is a good idea to purchase single trip insurance. They may have even offered a travel insurance package along with your booking. If so, ask for their rate and tell them you will get back to them. Then look at the online options for comparison.

Travel agents are renowned for marking up their single trip insurance rates by several hundred percent. Others estimate the cost of travel agent offered insurance to cost from 4% to 7% of the value of the total trip. From that we can conclude that 1,000 pound holiday can cost you anywhere from 40 to 70 pounds.

Those are some pretty high rates for providing single trip insurance just in case something occurs. Let’s face it, for the most part nothing will go wrong. People refuse travel insurance when rates are artificially high. Luckily, there are more affordable options.

Online Single Trip Insurance

You can save a significant amount by purchasing single trip insurance online as opposed to the huge mark-up that travel agents add to their rates. There are literally thousands of options to choose from with online services. They provide comprehensive cover that fits your needs for a fraction of the cost.

An individual can purchase single trip insurance for less than 10 pounds, while a couple can get travel insurance for as low as 15 pounds. That’s a big savings from the travel agent rates. With savings like that you can enjoy adequate cover and a few pints at the airport before you embark.

Before agreeing to your travel agents offer of travel insurance, compare their rates with an online comparison service. If they do not want to match the rates that you can get elsewhere, purchase your own policy through an internet single trip insurance provider.